A joint tenancy between husband and wife.

• A. Tenancy in common
• B. Joint tenancy
• C. Tenancy by the entirety
• D. Cooperative ownership

Answer: (C)

Ownership by a married couple with a right of survivorship and protection from one spouse’s unilateral actions is tenancy by the entirety. This form treats marriage as a single unit of ownership: both spouses own the property together, neither can convey or encumber it alone, and when one spouse dies the other automatically gains full ownership. It also provides some protection against most creditors of one spouse. A joint tenancy between a husband and wife is described in practice by tenancy by the entirety, which is specifically the married-couple version of joint ownership. Tenancy in common would let each owner hold a separate interest with no right of survivorship, cooperative ownership is a different structure involving a corporation or association, and generic joint tenancy does not capture the marriage-specific protections.