A person who has permission to enter onto another's property for his or her own purpose.

Study for the Chartered Property Casualty Underwriter 530 Exam with flashcards and multiple choice questions. Each question has hints and explanations to enhance your understanding and prepare you thoroughly.

Multiple Choice

A person who has permission to enter onto another's property for his or her own purpose.

Explanation:
Entering with permission to be on someone else’s property for the entrant’s own purposes places them in the licensee category. The main idea is that the owner’s duty is lighter for licensees: warn about known hazards that the licensee wouldn’t readily discover, rather than guaranteeing safety or inspecting for every danger. This contrasts with invitees, who are on the property for the owner’s benefit and for whom the owner must take reasonable steps to keep the premises safe, including potential inspections and removal of hazards. The term express license refers to the permission itself, not the person, so while a licensee might have an express license, the question is about the entrant’s status. A trespasser has no permission at all, which is why that option doesn’t fit.

Entering with permission to be on someone else’s property for the entrant’s own purposes places them in the licensee category. The main idea is that the owner’s duty is lighter for licensees: warn about known hazards that the licensee wouldn’t readily discover, rather than guaranteeing safety or inspecting for every danger. This contrasts with invitees, who are on the property for the owner’s benefit and for whom the owner must take reasonable steps to keep the premises safe, including potential inspections and removal of hazards. The term express license refers to the permission itself, not the person, so while a licensee might have an express license, the question is about the entrant’s status. A trespasser has no permission at all, which is why that option doesn’t fit.

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