A person who intentionally enters onto the property of another without permission or any legal right to do so.

Study for the Chartered Property Casualty Underwriter 530 Exam with flashcards and multiple choice questions. Each question has hints and explanations to enhance your understanding and prepare you thoroughly.

Multiple Choice

A person who intentionally enters onto the property of another without permission or any legal right to do so.

Explanation:
Unauthorized entry onto someone else’s property is trespass. A trespasser is someone who intentionally enters or remains on land without the owner’s permission or any legal right. The defining factor here is the lack of permission combined with intentional entry. Since the scenario describes deliberate entry with no permission or legal right, it fits best with trespasser. The other terms require some form of permission or invitation to be on the property: a licensee has permission to be there (not for a business purpose), an invitee is invited onto the land for the owner’s or a business purpose, and an express license is explicit permission to enter. Because there is no permission or right, those possibilities don’t apply here.

Unauthorized entry onto someone else’s property is trespass. A trespasser is someone who intentionally enters or remains on land without the owner’s permission or any legal right. The defining factor here is the lack of permission combined with intentional entry. Since the scenario describes deliberate entry with no permission or legal right, it fits best with trespasser. The other terms require some form of permission or invitation to be on the property: a licensee has permission to be there (not for a business purpose), an invitee is invited onto the land for the owner’s or a business purpose, and an express license is explicit permission to enter. Because there is no permission or right, those possibilities don’t apply here.

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