Knowledge that a person is assumed by law to have because that knowledge could be gained by reasonable observation or inspection.

• A. Constructive notice
• B. Actual notice
• C. Constructive knowledge
• D. Inferred notice

Answer: (A)

Constructive notice is the legal assumption that a person is deemed to know facts that could be discovered by reasonable observation or inspection of records, property, or the environment. The idea is to require due diligence: if information is publicly accessible or could be learned through ordinary inspection, the law treats you as having that knowledge—even if you didn’t actually learn it. This prevents excuses based on ignorance when a reasonable inquiry would have revealed the fact. For example, if a public record shows a lien on a property, a buyer is presumed to know about it because a reasonable inspection of the records would reveal it. This description matches constructive notice precisely; it isn’t about actual knowledge or about a notion of inferred understanding, which aren’t the standard terms used here.