Which form of emotional distress is caused by an unintentional act?

Study for the Chartered Property Casualty Underwriter 530 Exam with flashcards and multiple choice questions. Each question has hints and explanations to enhance your understanding and prepare you thoroughly.

Multiple Choice

Which form of emotional distress is caused by an unintentional act?

Explanation:
Negligent infliction of emotional distress occurs when a party’s careless or unintentional failure to act causes another person to suffer emotional distress. The key idea is lack of intent to cause harm—the distress results from a breach of the duty to exercise reasonable care, and the distress is a foreseeable consequence of that failure. This distinguishes it from intentional infliction of emotional distress, which requires an intentional act aimed at causing distress, not merely negligent behavior. The other options aren’t a fit because battery involves harmful or offensive contact, and false arrest involves unlawful confinement; neither centers on distress caused by an unintentional act.

Negligent infliction of emotional distress occurs when a party’s careless or unintentional failure to act causes another person to suffer emotional distress. The key idea is lack of intent to cause harm—the distress results from a breach of the duty to exercise reasonable care, and the distress is a foreseeable consequence of that failure. This distinguishes it from intentional infliction of emotional distress, which requires an intentional act aimed at causing distress, not merely negligent behavior. The other options aren’t a fit because battery involves harmful or offensive contact, and false arrest involves unlawful confinement; neither centers on distress caused by an unintentional act.

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