Which term means permission to enter land for own purpose?

Study for the Chartered Property Casualty Underwriter 530 Exam with flashcards and multiple choice questions. Each question has hints and explanations to enhance your understanding and prepare you thoroughly.

Multiple Choice

Which term means permission to enter land for own purpose?

Explanation:
Permission for entry on someone else’s land depends on the entrant’s status. A licensee is someone who has permission to enter the land for their own purpose—think a social guest who is allowed to be there, not there for the landowner’s business. The landowner owes the licensee a duty to warn about known hazards that are not obvious, but the licensee isn’t owed the higher duties that come with inviting someone onto the property for a business purpose. An invitee is there for the landowner’s benefit or for a public purpose and carries a greater duty to inspect for hazards. A trespasser has no permission at all. An express license is explicit permission, but the general term describing permission to enter for one’s own purpose is licensee.

Permission for entry on someone else’s land depends on the entrant’s status. A licensee is someone who has permission to enter the land for their own purpose—think a social guest who is allowed to be there, not there for the landowner’s business. The landowner owes the licensee a duty to warn about known hazards that are not obvious, but the licensee isn’t owed the higher duties that come with inviting someone onto the property for a business purpose. An invitee is there for the landowner’s benefit or for a public purpose and carries a greater duty to inspect for hazards. A trespasser has no permission at all. An express license is explicit permission, but the general term describing permission to enter for one’s own purpose is licensee.

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